Dear buyers, Luks M has, in cooperation with ProCredit bank, mad possible for you to purchase your dream home through financing options.
The purchase of the prefab home
You’ve made a wise decision regarding investing into your own future, and started browsing the market for flats and houses. After a while, you came to the conclusion that the PREFAB HOME is the right solution for you and your needs.
Applying for financing
All you have to do is to visit the nearest branch office of ProCredit Bank and apply for financing. Only a valid ID, pay slips and the report by the Consumer credit reporting bureau is needed for the submission of the application.
Approval of the credit line for the prefab home
The Bank guarantees making the preliminary decision no later than 3 days upod the receipt of all paperwoks, and if you are requested to bring additional documents, the process will take little time as possible.
Completing the documentation
If you have the preliminary decision by the Bank, in order to obtain full approval, you need to provide the Bank with the following documents:
Assesment made by the certified judicial valuer for the building that will be burdened by the mortgage
Title deed for the building that will be burdened by the mortgage
Additional paperwork if you are applying for subsidized home financing:
- Decision on building approval and the receipt of submission of paperwork
- Exploitation permit
- Statement by the user of the financing and his spouse on owning/not owning any residential place